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Checkout Fees

For Businesses

Embr Checkout is free for businesses that wish to use it. There are no hidden fees, no setup fees, no monthly fees, none of that.
The fees associated with Checkout apply to the end-user and not to the businesses implementing Checkout. The Checkout interface will calculate and show the end-user all the fees associated with their transaction before they confirm the purchase.

For End-Users

Checkout Convenience Fee

Each transaction made through Checkout includes a 1% convenience fee from the buyer in addition to any other fees that may inherently apply; whether there’s a buy tax, DEX swap fee, or credit card processing fee.
Checkout collects the 1% convenience fee only on swaps.

Fiat On-Ramping (Powered by GateFi)

Europe and Brazil Card Payments:
Method
Transaction Rate
Transaction Fee
Visa/Mastercard
2.9%
0.30 EUR
Apple Pay
2.9%
0.30 EUR
Discover
2.9%
0.30 EUR
Diners Club
2.9%
0.30 EUR
JCB
2.9%
0.30 EUR
All Other International Card Payments:
Method
Transaction Rate
Transaction Fee
Visa/Mastercard
3.4%
0.30 EUR
Apple Pay
3.4%
0.30 EUR
Discover
3.4%
0.30 EUR
Diners Club
3.4%
0.30 EUR
JCB
3.4%
0.30 EUR
GateFi's fee is its own and Embr does not receive a revenue share.

Network Fees

Most blockchains charge a network fee, commonly known as "gas". This fee serves to maintain the network itself and does not go to GateFi or Embr.
Some blockchains' network fees are steeper than others, so do take this into consideration when making a purchase. Generally, network/gas fees will be significantly higher on Ethereum than Binance Smart chain, for instance. To find more live information about gas fees for a specific chain, be sure to check that blockchain's block explorer website (i.e. BSCscan, EtherScan, etc.).

Buy/Sell Taxes on Tokens

Some tokens, such as Grove Coin, have buy/sell taxes built directly into their smart contracts. Reflection-based tokens use buy/sell taxes to create a trickle of tokens from each sell that can serve many purposes - small payouts to holders, auto-generating liquidity, and more.
If a token has a buy tax, you will notice that you receive fewer tokens than you otherwise would if there was no buy tax.
When manually calculating total fees, it's wise to consider these built-in buy taxes in addition to DEX fees and our 1% convenience fee. This type of tax/fee is up to the developers of a given protocol and Embr has no control over this.
NOTE: Different transactions will incorporate different combinations of these fees mentioned above. A buy from native coin to a token will require different fees than if you were to on-ramp from fiat directly to a token with a 10% tokenomic buy tax.
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