Fees - Embr

For Businesses
Embr Checkout is a free software-as-a-service (SaaS) for businesses that wish to use it. There are no hidden fees, no setup fees, no monthly fees, none of that. If you wish to build and implement a Checkout, you can visit the Admin Dashboard and customize away at no cost to you.
The fees associated with Checkout apply to the end-user and not to the businesses implementing Checkout. The Checkout interface will calculate and show the end-user all the fees associated with their transaction before they confirm the purchase. A receipt will be sent to the email provided after the purchase is confirmed.
Fee Types
Checkout Convenience Fee
Each transaction made through Checkout includes a 1% convenience fee from the buyer in addition to any other fees that may situationally apply; whether there’s a buy tax, DEX swap fee, or credit card processing fee. 
Buy/Sell Taxes on Tokens
Some tokens, such as Safemoon, have buy/sell taxes built directly into their smart contracts. Reflection-based tokens use buy/sell taxes to create a trickle of tokens from each sell that can serve many purposes - small payouts to holders, auto-generating liquidity, and more. 

If a token has a buy tax, you will notice that you receive fewer tokens than you otherwise would if there was no buy tax. When manually calculating total fees, it's wise to consider these built-in buy taxes in addition to DEX fees and our 1% convenience fee. This type of tax is up to the developers of a given protocol and we have no control over this.
DEX Fees
DEXes charge a fee for swaps, usually in the range of 0.25%-0.5%. This is not standardized and is specific to the DEX. 

For example, PancakeSwap charges a combined 0.25% DEX fee, so you would add that 0.25% DEX fee to Checkout's 1% convenience fee to calculate the fees you're paying for a simple swap from BNB to a BSC token. In this example, you'd be paying 1.25% total in fees plus any buy tax/sell tax associated with the token you're trying to buy.
Transak (Fiat On-Ramp)
Transak charges a standard transaction fee for currency exchanges. This is the only fee associated with Transak, there are no other hidden fees. The fees are calculated as follows:
Credit Card/Debit Card
➡️ USD - 3.99%
➡️ EUR & GBP - 3.99%
➡️ Other - 5.5%
Google Pay
➡️ USD - 3.99%
➡️ GBP - 3.5%
➡️ Other - 5.5%
Apple Pay
➡️ USD - 3.99%
➡️ EUR/GBP - 3.5%
➡️ Other - 5.5%
Via.Exchange Fees
In order to reach chains we otherwise can't with Layer 1 on-ramp services, we utilize VIA.Exchange to perform cross-chain swaps. As with most services, there is a 1% fee associated with these types of transactions. Not all transactions need this bridge/cross-chain swapping service, only more complex transactions on chains that aren't directly accessible with Transak  on-ramping need this service, and therefore are the only times this fee will apply. 
Network Fees
Most blockchains charge what is called a "network fee", or "gas". This fee serves to maintain the network itself and does not go to Transak or Embr. 
Some blockchains' network fees are steeper than others, so do take this into consideration when making a purchase. Generally, network/gas fees will be significantly higher on Ethereum than Binance Smart chain, for instance. 

To find more live information about gas fees for a specific chain, be sure to check that blockchain's block explorer website (i.e. BSCscan, EtherScan, etc.).
Note about fees
Different transactions will incorporate different combinations of these fees mentioned above. A swap from native coin to a token will require different fees than if you were to on-ramp from fiat directly to a token with a 10% buy tax.

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For Businesses

Fee Types

Checkout Convenience Fee

Buy/Sell Taxes on Tokens

DEX Fees

Transak (Fiat On-Ramp)

Via.Exchange Fees

Network Fees

Note about fees